What Is Boat Insurance?
Boat insurance covers damage to your boat, motor, trailer, and personal items in the boat. It protects the boat owner against liability lawsuits and medical payments. Boat insurance protects most watercrafts with engines including small fishing boats, powerboats, houseboats, yachts, and pontoons.
It's important to note that your boat is not covered by homeowners insurance.
What Does Boat Insurance Cover?
The boat insurance coverage includes:
Additional coverage options
Boat insurance provides a significant amount of protection and each form of coverage adds protection in certain scenarios.
There are all sorts of add-on coverage that you can include on a boat insurance policy.
Add-on boat insurance cover options include: